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  • Reflecting Risk In Pricing Survey
    annu- ity results from the report. In general, direct writers and reinsurance companies will be lumped ... PAGE 23 Product Matters! | JUNE 2011 | 25 Direct life and annuity writers that reported using sto- ...

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    • Authors: Donna Christine Megregian
    • Date: Jun 2011
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Product Matters!
    • Topics: Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance
  • Expense Assumptions in Pricing
    can garner from the health business. For their primary product most companies follow a second alternative ... is sometimes also referred to as differential or direct costing. Our conservative approach to expense analysis ...

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    • Authors: John Cumming, Anthony J Grippa, Richard G Woll, Paul T Bourdeau
    • Date: Apr 1978
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Expenses - Life Insurance
  • Current State of the COLI-BOLI Market
    Concentration of risk contin- ues to be a challenge. Both direct writers and reinsurers have limited capacity in ... mortality experience studies. A 2011 survey of direct COLI/ BOLI writers showed • Case sizes are shrinking ...

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    • Authors: Gregory Brandner, David Elias
    • Date: Sep 2015
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Reinsurance News
    • Topics: Life Insurance>Pricing - Life Insurance
  • What Have We Done To Ourselves? A Discussion Of Current Pricing Philosophy
    method of premium payment plan chosen to fund the primary coverages which were death benefits. Of course ... although distinct, does have an influence on the direct insurance marketplace. I will attempt to review ...

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    • Authors: Wayne D Bidelman, Michael Khalil, Application Administrator, R Stephen Radcliffe, Richard S Robertson
    • Date: Oct 1986
    • Competency: Strategic Insight and Integration>Big picture view
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance
  • Preferred Underwriting: Survey Says?
    contracting with reinsurance companies to provide direct analysis of underwriting practices and quality ... then present the preliminary results from both the direct writer survey and the reinsurance survey. This ...

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    • Authors: Application Administrator, Mary J Bahna-Nolan, Mark Swanson
    • Date: May 2003
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance
  • Relationship of IRR to ROI on a Level Term Life Insurance Policy
    IL. BY THE SOCIETY OF ACTUARIES O ne of the primary pricingmeasures for individual lifeinsurance products ... Commissions and expenses (both direct and ceded) • Required capital based on direct premiums To examine the ...

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    • Authors: Wayne Stuenkel
    • Date: Sep 2002
    • Competency: Technical Skills & Analytical Problem Solving>Problem analysis and definition
    • Publication Name: The Financial Reporter
    • Topics: Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]; Life Insurance>Pricing - Life Insurance
  • Corporate-Owned Life Insurance COLI
    perspective, is determining who the primary customer is. If the primary customer is the broker, it's likely ... profitability can be distribution-driven. If the primary customer is the end buyer, these processes will ...

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    • Authors: John Coleman, Steven Eisenberg, Judy Faucett, Timothy Millwood, John Ryan
    • Date: Oct 1995
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance; Life Insurance>Pricing - Life Insurance
  • E-Commerce Series: Marketing on the Internet
    differ from traditional agencies in that their primary purpose is to draw traffic to their Web site, which ... include UL, VUL and annuities, and possibly long-term care and disability income. During the course of this ...

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    • Authors: Philip J Cernanec, Michael L Fix, Sanford Herman, Paul A Schuster, Larry Stern, Frederick S Townsend, Edwin Schrum, Stephen Rulis, Craig Blumenfeld, Kristina Meyer
    • Date: Jun 2000
    • Competency: External Forces & Industry Knowledge>External forces and business performance; Strategic Insight and Integration
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance; Technology & Applications>E-commerce
  • Technology and the Actuarial Pricing Model - What Comes Next?
    FH1747:Q CASHFLOWS PER $100 AT 6 SCENARIOS The primary decomposition in ABCD (Chart 10) clearly shows ... portfolio. We’ve found, for annuities, that the best primary decomposition is not zero-coupon bonds but a synthetic ...

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    • Authors: Shane A Chalke, Thomas W Reese, Irwin T Vanderhoof, Douglas A George, Mark C Abbott
    • Date: May 1996
    • Competency: Technical Skills & Analytical Problem Solving>Process and technique refinement
    • Publication Name: Record of the Society of Actuaries
    • Topics: Annuities>Pricing - Annuities; Life Insurance>Pricing - Life Insurance; Modeling & Statistical Methods; Technology & Applications>Software
  • Individual Life Product Development
    etc. Drawing upon past experience the initial direct emphasis will usually, but not always, be upon ... share techniques do not specifically incorporate a direct assumption for federal income taxes. In other words ...

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    • Authors: Edward T Hill, James Reiskytl, Michael L Smith, William Strong
    • Date: May 1978
    • Competency: Technical Skills & Analytical Problem Solving>Innovative solutions
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life; Life Insurance>Whole life